Some firms base their fees on performance, claiming it encourages mutually successful i based fees may mean the manager chases short-term returns to maximize fee collections-and shuns proper risk management in the process. Others determine their fees by asset class, presuming bond management should be cheaper. Yet this can incentivize a manager to maintain more equity allocation, which may not be appropriate. Both scenarios ignore your personal financial situation and long-term goals. Finally, going totally Iow cost may seem appealing. But you get what you pay for-often a no-service, do-it-yourself approach. That’s fine if managing your life savings is your forte, you are always cool-headed and rational about markets, and your idea of a splendid retirement is research and management. When comparing portfolio management services, remember advisory fees misaligned with your interests can jeopardize your retirement goals. That’s why at DBG Capital we believe a straightforward investment strategy with transparent fees based on the size of your assets is the best way to help clients.